Retirement Planning Bournemouth

Are you planning on retiring? At Astute Money Management, we provide advice on your retirement planning in Bournemouth and will give you the peace of mind on your financial strategies before you retire. We recommend that you take the necessary steps to manage your finances and ensure your retirement is completely planned out.

Your Bournemouth retirement planning

Are you confused about your finances? Our team will give insightful information on your finances so that you can make the right decision and choose which Bournemouth retirement planning package best suits you. With a good pension scheme, you will plan for a richer retirement.

With so many retirement packages available, one of the hardest decisions to make is deciding which of these packages will benefit you in the long run. Our team at Astute Money Management have the financial expertise to evaluate your lifestyle and discover which retirement package you should choose.

Some factors to consider when you are planning your retirement are:

  • Age
  • Children
  • Health
  • Income or debts
  • Occupation
  • Savings
  • Spending habits

Our Bournemouth retirement planning packages

If you want a pension that will save you money later in life, then choose from one of our Bournemouth retirement packages. At Astute Money Management, we have three options for your retirement planning. These include:

The flexible option

You should apply for the flexible option for a tax-efficient retirement plan. The flexible option allows you to decide when and how much money you want to take out of your income depending on your needs. This plan is perfect for those looking for a convenient retirement option.

This easily accessible option is exceedingly popular as any remaining funds can be invested elsewhere or passed on to your loved ones when you die.

Guaranteed (inflexible option)

When you choose our guaranteed option for your retirement plans, you will be ensuring the security and peace of mind of your finances. With the inflexible option of this retirement package, you will be guaranteed a minimum level of income so you can ensure that you have a specific amount saved for your retirement.

Phased retirement

Do you have a high tax bill? Then our financial advisors recommend you choose our phased retirement plans. With a phased retirement plan, you will be lessening the chance of your saved income from being taxed when you release it from your retirement plans. By phasing the tax-free cash, you will benefit from a pension that can be given to your family in tax-free lump sums.

Explore in more detail the advice you can expect from our financial experts for your retirement options.

Open Market Option

If you are still unsure of which package you should choose from, at Astute Money Management, we give you the opportunity to “shop” around with our Open Market Option.

When you receive your pension provider, you will be given two bits of information including the value of your pension fund and an annuity quotation. However, the cost of annuities will vary. To ensure you achieve the best annuity for your pension fund we recommend you choose our open market option where we will guide you through the right investment schemes for you.

If you want to learn more, check out what we have to say about our annuities option.

About Astute Money Management

We believe, at Astute Money Management, that you will benefit from leading advice from one of our experts in the field. With years of experience in the financial market, we know the right strategies that will benefit you. When you choose Astute Money Management, you will be gaining from the following advantages:

  • Cost discussed at the outset
  • Honesty
  • No hidden commissions
  • Over ten years financial advice
  • Personal service
  • Strategies tailored to you

If you wish to discuss your retirement planning in Bournemouth with one of our advisors, give us a call on 01202 263856 or send an email to