Pension Advice Bournemouth

Are you looking to plan out your pension? If you have answered yes, contact Astute Money Management today for the best pension advice Bournemouth has seen. Navigating the myriad of choices does not need to be a daunting prospect with advice tailored to you.

Our Bournemouth pension advice services Pension Advice Bournemouth

At Astute Money Management, we specialise in providing sound Bournemouth pension advice. Our helpful advisors have a lot of skills and expertise and will help you to make the right decisions regarding your pension.  It is desirable to maximise your income later on in life and with a fantastic open market option, you can use your pension fund to find the best deals, completely risk-free.

Planning for the future can often involve making many hard choices some of which may not pan as you would expect. Our pension advice in Bournemouth typically recommends that you opt for a guaranteed lifetime annuity which falls into three categories:

Standard

The standard option is one that is usually offered to those who lead low-risk lifestyles and are in good health. Standard annuities equate to a lower income and if your insurance company has issued you with basic underwriting, you will likely receive this option.

Enhanced

The income level of enhanced options is somewhat higher than standard plans. The trade off here is that enhanced plans are aimed at those with health concerns such as diabetes, high cholesterol, and smokers. Those who partake in dangerous activities would also be legible for this option.

Impaired

As the name suggests, this option is reserved for those suffering disabilities or illnesses that may affect person’s overall life expectancy. As a result, impaired annuities offer a much higher level of income when compared with standard and enhanced plans.

As the finest company for pension advice Bournemouth has experienced we can advise you on which option is right for you. Additionally, our advisors will also inform you of any additional extras you may be interested in such as spousal benefit and annuity protection.

To help you prepare for the future, we will take into account any provisions you may currently have such as existing investments and employment. Our Bournemouth pension advice team will demonstrate ways to make your spending more efficient to ensure that you put aside a good amount for your retirement.

At Astute Money Management, we can also help you with high-risk pension solutions that offer a far greater monetary return. These include:

  • Capped drawdown
  • Flexible drawdown
  • Investment-linked annuity
  • Scheme annuity
  • Short-term annuities

Why choose Astute Money Management?

Established in 2007, Astute Money Management has many years of experience providing honest and impartial pension advice to clients in Bournemouth. We recognise that no one individual is the same and so we tailor our advice to your unique circumstances. From a one-off consultation to the complete package we allow you to choose the level of service that you receive.

Our aim is to be both trustworthy and completely upfront with you. There are never any hidden fees and we will always deliver on what we promise. Bournemouth pension advice from us is the best around because we use cutting edge technologies to go that extra mile for you and your money.

Contact

For the most knowledgeable pension advice Bournemouth service around contact us today on 01202 263856 for more information.