Retirement Options

Retirement Options

Are you approaching retirement age? Do you know what pension is right for you? If you are approaching your retirement and don’t know how to manage your finances, our financial advisors are here to help you arrange the best retirement option for you.

When you are thinking about your retirement options it is important to plan ahead. With so many retirement packages it may seem a daunting prospect to know which option is the right one for you. Astute Money Management is here to advise you on how best to employ your income.  It is essential that you set a target income for when you retire and ensure this money is invested wisely.

We will give you one to one advice on preparing your finances so you are left with a stress free retirement package. There has never been a better time to plan your retirement. An interesting website to check for general information on the options available; pension income options.(By clicking this link you are now leaving the regulated site of Astute Money Management Ltd. Neither Astute Money Management Ltd, nor Sesame Ltd, is responsible for the accuracy of the information contained within the linked site.)

At Astute Money Management, we provide our customers two options for retirement. The first option is the ‘Flexible Option’ which is an Income drawdown or unsecured pension that offers a Astute Money Management - Financial Advisors Poolepotentially higher income than lifetime annuity. The second option is the ‘Guaranteed (Inflexible Option)’ which is a secured pension scheme with a minimum and maximum available. The last option is a mixture of the previous two options and is ideal as phased retirement plan. This option is ideal for those who have a high tax bill.

Astute Money Management will help you monitor and analyse the different provisions you have from the following:

  • Business interests
  • Employer
  • Other investments and incomes
  • Pensions
  • State

We will also provide advice on selecting the right Annuity and the Open Market Option.

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